Cloud 649 – 40 MILLION REASONS To Download The Lotto Group Kit & The Free Lotto Dream Ebook

Above is the look of someone who won $40 Million on Lotto 649 – Just practicing – positive thinking. Please do not ask this person if you can borrow $40 Million.

The Canadian Lotto 649 on Wednesday October 25, 2017 was not WON and now is at an estimated $40 Million TAX FREE.

Lotto 649 has 13,983,816 possible combinations with tickets costing $3 play.

Lotto MAX has 85,900,584 possible combinations with tickets costing $5 play.

The Lotto Dream eBook is FREE  and the LOTTO GROUP KIT V2.0 is on sale for $10.00 USD plus taxes for a limited time.

FOR SALE on LotteryCharms.com
ON SALE FOR

$15.00 USD

Regular $19.95 USD
We accept credit cards, bank transfers, PayPal, and more.

The Lotto Group Kit V2.0

Canadian orders will be subject to applicable taxes
The Lotto Group Kit is supplied as an Acrobat PDF file, 180 Page eBook. Compatible with Windows, Apple, Mac and Android operating systems. You will be able to print this on your own printer using Acrobat ReaderFile Size 6.9 MB
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FOR IMMEDIATE RELEASE

Lotto Group Kit V2.0: Updates and New Lower Price!

Playing the lottery, the odds are stacked against you. Lottery groups offer the advantage of using other people’s money to give you more chances to win. Nobody considers the potential for a lottery jackpot dispute until it happens to them. Why do so many lottery group plays end up disputed? Two reasons: jealousy and greed. The 19 Bell call center employees’ lottery dispute was tied up in the court system for two years, and the 24 Bombardier employees settled out of court (the case was not dropped). The Lotto Group Kit V2.0 has been recently revised in May 2017 providing current lottery information in an eBook format. Written by multiple lottery winner Ric Wallace and relaunched online at LottoGroupKit.com, this eBook fills a need providing valuable information on properly running a lottery group with the aim being to lessen the chances for frivolous disputes by people with no valid claim. Wallace contends playing as a group is the smartest way to play as long as the group creates a proper paper trail.

Detailing his own personal experiences winning lotteries and operating various lottery groups over the years, Wallace has updated his original book to provide current data. The Lotto Group Kit V2.0 still includes a customizable lottery group membership agreement, as well as a variety of helpful forms for documenting a lottery group’s activities. The easily downloaded eBook contains tips on scanning tickets for sharing by email with fellow group members, steps to follow for lottery group captains, and what to do when your lottery group wins a major prize. But a truly distinctive feature of the Lotto Group Kit V2.0 is the “UNIQUE LOTTERY GROUP PLAY IDENTIFIER CODE” developed by Wallace and thoroughly explained in his eBook. It acts just like a password or a PIN for banking, providing the documentation power to blow away bogus claims.

FOR SALE on LotteryCharms.com
ON SALE FOR

$15.00 USD

Regular $19.95 USD
We accept credit cards, bank transfers, PayPal, and more.

The Lotto Group Kit V2.0

Canadian orders will be subject to applicable taxes
The Lotto Group Kit is supplied as an Acrobat PDF file, 180 Page eBook. Compatible with Windows, Apple, Mac and Android operating systems. You will be able to print this on your own printer using Acrobat ReaderFile Size 6.9 MB

Running a successful lottery group is like running a business; proper record-keeping is necessary to satisfy an “audit” by the lottery corporation. Wallace’s eBook kit fills in the blanks to minimize the chance of an ineligible person filing a frivolous claim. Who stands to gain from lottery group disputes? People who know that the group’s procedures were lax for one, and lawyers for another. If you play the lottery with one other person, you need the Lotto Group Kit V2.0.

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Tip #3 Create Your Own Luck By Ric Wallace

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Tip #3 Create Your Own Luck

Reprinted from 21 Lucky Lottery Tips For Selecting, Playing, and Winning Lotteries
http://www.luckylotterytips.com/
By Ric Wallace ~ Luckologist / Multiple Lottery Winner

Some think LUCK is random; others feel it can be created or harnessed.

Many cultures throughout the centuries have believed in LUCK. Some say LUCK is a form of superstition with various interpretations. Some well-known GOOD LUCK superstitions include four-leaf clovers, horseshoes, rabbits’ feet, a heads-up penny, ladybugs, knocking on wood, the color red or green, and crossing your fingers. Many consider the numbers 7, 9, 11, 21, and their own birthdays to be lucky. Some even believe having bird droppings fall on them is a sign of luck!

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Yet, you can probably find an equal number of people who believe in BAD LUCK superstitions too. The more familiar beliefs include walking under a ladder, seeing a black cat cross your path, breaking a mirror, or having a Friday the 13, something that Hollywood has capitalized on repeatedly.

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Is the glass half full or half empty? Both answers are correct. A person’s attitude and belief determine the answer. This analogy can be applied to LUCK. Is it random, or can it be created? Some will say it is completely random, while others like me believe it can be created or harnessed.

My 2-year wealth-luck action plan (see LotteryCharms.com®) consisted of beliefs, dreams, visualizations, actions, and the use of items of LUCK. It all formulated from the idea that a series of smaller wins would eventually lead up to a big win, like tremors in advance of an earthquake. The name LotteryCharms.com® was formalized as a Trademark with the Canadian Intellectual Property Office on May 30, 2002, to help validate my claim of a plan. The Federal Government of Canada’s Trademark office has given my plan the credibility it needs. The LotteryCharms.com® Trademark information is available online, and anyone worldwide can view it. I shared my goal with a federal tax auditor shortly after the start of my 2-year wealth-luck action plan. The Federal Government of Canada also has a copy of the $2,408 win I’ve listed on LotteryCharms.com®.

Ric Wallace Grand Prize Wiinners

On May 31, 2004, my 2-year wealth-luck action plan was realized when I won the GRAND PRIZE on a hospital-sponsored Dream Home Lottery. This tax-free prize package, valued at more than $775,000 CDN, consisted of a luxury home, furniture, sports car, appliances, electronics, hot tub, cash, and more. Other wins during this two-year period have been documented on the LotteryCharms.com® website. Some say I missed the mark on my plan by only one day, but 2004 was a leap year, which means I actually reached my goal!

miata-skwerl

People often approach lotteries with the wrong attitude. They buy a few tickets and because they don’t win the multi million-dollar prizes immediately, they get discouraged. I know buying tickets is no sure thing, yet not buying tickets guarantees you can’t win. Still, in order to be a successful lottery player with multiple wins, it’s not enough simply to buy tickets – you have to work on your attitude as well. It’s almost impossible to win in life if you give up too easily. Even in challenging times, I’ve never allowed myself to get discouraged or lose focus on any of my dreams.

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As a child, I struggled with schoolwork. A high school math teacher, whose class I was failing, told me I wouldn’t graduate. He believed my best hope was for full-time employment with the supermarket where I worked. In order to prove him wrong, I went to summer school to improve my mark. At graduation, this same teacher walked up to me asking why I was there. I looked him in the eye and replied, “I went to summer school, I had a better teacher, and I earned a better mark.” He walked away from me speechless!

lucky-break1

As a young adult, I grappled with health issues that robbed me of nearly five years of productive life. A few years ago, when I broke my right arm and smashed my hand, I lost use of my right hand for about nine months. In spite of some of   these difficulties, I never gave up hope or let anyone else squash my dreams.   The reason I’m sharing some of these issues is simply to remind you that we all  have challenges to overcome.

Some believe successful people are simply lucky. Talking to people who have prospered, they attribute their accomplishments to goal setting, actions, beliefs, dreams, visions, and the power of positive thinking. In my view, adding an item of luck can help you reach success more quickly. It’s like putting higher-octane fuel in your car – it gives more power and performance. With the   right mindset, you truly can create your own luck.

It is your attitude, dreams, desire, belief and actions that determine your success with lotteries and life. When someone asks me if I believe in LUCK, I   simply say, “YES!” I wrote this book sitting in the dream home I won. This validates my belief.

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HAPPY Squirrel Appreciation Day – 21st Jan 2017

 White, black, red, grey or spotted colour does not matter in the squirrel world, they are all CUTE.  Squirrel Appreciation Day reminds us these seed and nut-burying creatures help combat GLOBAL WARMING by planting trees.

Why not visit your local park and feed or photograph some LUCKY SQUIRRELS.

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Daily Grand, Canada’s Newest #Lottery may have BIG TAX implications if you #WINBIG and take the Grand A Day Option

If you WIN BIG on this lottery, it is advised you get proper financial advice to decide on the$1,000 a day option or the $7 Million* lump-sum payout.daily-grind-oct-18

The Canada-Wide Daily Grand Lottery at a glance:

  • Game launches on October 18, 2016 with the first draw on October 20, 2016
  • Cost: $3 per selection
  • The prize payouts are fixed amounts and the top 2 prizes are shared by the winning tickets
    If 2 tickets match all numbers, then each is worth $3.5 Million
  • Daily Grand will be drawn every Monday and Thursday and players can buy tickets up until 7:30 PT / 10:30 ET on draw day at a lottery retailer
    The grand prize for the game is $1,000 a day for the life of the winner
  • Winners entitled to claim an annuity prize have the option to choose the annuity or a single lump-sum cash payment:
    • Top prize: $1,000 a DAY for LIFE or lump sum cash payment of $7,000,000*.
    • Secondary prize: $25,000 a YEAR for LIFE or lump sum cash payment of $500,000.
  • Six numbers are drawn – five main numbers from 1-49 and one Grand number from 1-7
  • To win the top prize, a player must match all five main numbers and the Grand number
  • Odds of winning the top prize are 1 in 13,348,188 per $3 play
  • Odds of winning the second prize are 1 in 2,224,698 per $3 play
  • Odds of winning any prize are 1 in 6.8 per $3 play

The $1,000 a day prize is designed to help you dream and get you to buy a $3 ticket, but comes with tax complications as annuities are taxable. A $1,000 a day payout is $365,000 paid out in a year’s time. The $7 Million (shared by winning tickets) lump-sum payout is all TAX FREE. Put it in the bank; you have to pay tax on the interest made on the $7 Million.

Match Prize Amount Odds* / $3 Selection
5/5 + 1/1 $1,000 a DAY for LIFE
or single lump-sum cash payment of $7,000,000
1 in 13,348,188
5/5 + 0/1 $25,000 a YEAR for LIFE
or single lump-sum cash payment of $500,000
1 in 2,224,698
4/5 + 1/1 $1,000 1 in 60,674
4/5 + 0/1 $500 1 in 10,112
3/5 + 1/1 $100 1 in 1,411
3/5 + 0/1 $20 1 in 235.2
2/5 + 1/1 $10 1 in 100.8
1/5 + 1/1 $4 1 in 19.7
0/5 + 1/1 $3 Free Play 1 in 12.3
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With the odds and possible combinations of Daily Grand Lottery (1 in 13,348,188 per $3 play) compared to Lotto 649 (1 in 1 in 13,983,816 per $3 play), with very similar odds and tickets both costing $3, we feel Lotto 649 is a better choice as there is no cap on the prize amounts to be won. If this lottery was to cost $1 or $2 it in my mind would have a greater success. Only time will tell if CANADA plays this lottery. The first winner of this new lottery will be over publicized to get people to buy tickets. Canada needs a country-wide Lotto – with tickets costing $1 with no cap on the jackpot drawn once a week – like the good old days of lotteries in Canada.
It could even be called WIN BIG for a BUCK – and the domain WinBIG.ca is for sale for $100,000 USD plus GST/ HST. WINK WINK NUDGE NUDGE – OLG.
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Personal tax ESTIMATOR on $365,000 ($1,000 a day) with an AFTER TAX value and DAILY amount after tax calculation based on June 2015 rates.
Please consult with Revenue Canada or a TAX Adviser for current rates. These values are meant for provincial comparisons and may not be valid in the future.

Province Tax Payable After-Tax Tax Rate DAILY
Alberta $130,279 $234,721 35.69% $643.07
British Columbia $143,711 $221,289 39.37% $606.27
Manitoba $152,092 $212,908 41.67% $583.31
New Brunswick $164,598 $200,402 45.10% $549.05
Newfoundland & Lab. $141,068 $223,932 38.65% $613.51
Northwest Territories $137,307 $227,693 37.62% $623.82
Nova Scotia $160,329 $204,671 43.93% $560.74
Nunavut $128,303 $236,697 35.15% $648.48
Ontario $153,569 $211,431 42.07% $579.26
Prince Edward Island $154,810 $210,190 42.41% $575.86
Quebec $162,793 $202,207 44.60% $553.99
Saskatchewan $142,921 $222,079 39.16% $608.44
Yukon $133,789 $231,211 36.65% $633.45

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If you were to win The Canadian Daily Grand Lottery and live in New Brunswick you could save $34,319 in TAXES a year going to Revenue Canada by moving to Alberta. You could save more if you moved to Nunavut (not much there). If you are the top prize winner and do not want to move to ALBERTA, take the $7 Million cash option, and stay close to family, friends and PARTY with the $7 Million if there are no other shared winning tickets.

Where to live and pay the least amount of TAX on a $1,000 a day annuity.
Province Tax Payable After-Tax Tax Rate DAILY
Nunavut $128,303 $236,697 35.15% $648.48
Alberta $130,279 $234,721 35.69% $643.07
Yukon $133,789 $231,211 36.65% $633.45
Northwest Territories $137,307 $227,693 37.62% $623.82
Newfoundland & Labrador $141,068 $223,932 38.65% $613.51
Saskatchewan $142,921 $222,079 39.16% $608.44
British Columbia $143,711 $221,289 39.37% $606.27
Manitoba $152,092 $212,908 41.67% $583.31
Ontario $153,569 $211,431 42.07% $579.26
Prince Edward Island $154,810 $210,190 42.41% $575.86
Nova Scotia $160,329 $204,671 43.93% $560.74
Quebec $162,793 $202,207 44.60% $553.99
New Brunswick $164,598 $200,402 45.10% $549.05

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